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Cash Flow & Working Capital Management Programs

AMY Training Institute | Finance & CFO Programs

Master Cash Flow Like a CFO — Learn Cash Forecasting, Receivables & Payables Control, Working Capital Discipline & Liquidity Risk Management

Profit is important — but cash is survival.

In Pakistan, many businesses show “profit” in accounts but still fail because they cannot manage cash flow. A company can have strong sales, but if receivables are not recovered on time and payments are not controlled, it creates a cash crisis. That’s why the CFO’s most critical responsibility is cash flow and working capital management.

Cash flow problems in businesses usually happen due to:

  • delayed customer payments

  • weak receivable follow-up

  • uncontrolled supplier payments

  • poor inventory and stock decisions

  • high overheads without cash planning

  • incorrect short-term borrowing decisions

  • lack of cash forecasting and discipline

The Cash Flow Management & Working Capital Control program at AMY Training Institute trains learners to manage cash like professional finance teams. You will learn practical cash forecasting methods, working capital control tools, receivable/payable systems, and liquidity risk strategies used in successful companies.

This program is ideal for:

  • finance managers and accountants moving into leadership roles

  • business owners wanting strong cash control and growth stability

  • FP&A professionals expanding into treasury and cash management

  • SMEs in Pakistan struggling with cash shortages

  • overseas Pakistanis targeting UAE/GCC cash flow roles

  • freelancers offering cash planning and working capital consulting


🎯 Types of Courses Included (What You Will Learn)

This program covers complete cash flow discipline and working capital systems.


✅ 1) Cash Flow Fundamentals (Profit vs Cash Reality)

Learners will understand:

  • why profitable businesses still go bankrupt

  • difference between:

    • profit & loss

    • cash flow

    • working capital

  • key drivers of cash movement:

    • receivables

    • payables

    • inventory

    • payroll

    • overheads

  • cash cycle and business cash conversion cycle

  • understanding cash health indicators

This module creates CFO-level cash mindset.


✅ 2) Cash Flow Forecasting Models (Weekly & Monthly)

Cash forecasting is the most important CFO tool.

Learners will master:

  • preparing weekly cash forecast (SME-level critical tool)

  • monthly cash forecast model

  • inflows forecasting:

    • receivable collections

    • expected sales receipts

    • contract payments

  • outflows forecasting:

    • supplier payments

    • payroll

    • rent and utilities

    • loan installments

    • tax payments (basic awareness)

  • forecasting format and templates for business decision making

  • updating forecast regularly using actual results

This makes learners capable of planning cash proactively.


✅ 3) Receivables Control System (Cash Recovery & Collection Discipline)

Receivables are the biggest reason for cash blockage.

Learners will learn:

  • AR aging analysis:

    • 0–30, 31–60, 61–90, 90+ days

  • customer credit terms policy basics

  • collection follow-up schedules

  • escalation strategy for overdue customers

  • dispute handling and deduction settlement

  • setting collection targets and recovery dashboards

  • improving cash through improved receivable discipline

This module builds strong cash recovery capability.


✅ 4) Payables Control System (Supplier Payment Strategy)

Payables must be managed smartly — not randomly.

Learners will master:

  • vendor aging analysis

  • payment schedule planning

  • payment prioritization based on:

    • due dates

    • supplier criticality

    • cash availability

  • negotiation with suppliers for better terms

  • avoiding late penalties and supplier relationship damage

  • payment approval controls and leakage prevention

  • balancing cash survival with supplier trust

This module creates strong payable management skills.


✅ 5) Working Capital Management (CFO Control Framework)

Working capital is the CFO’s operational control area.

Learners will learn:

  • working capital components:

    • receivables

    • inventory

    • payables

  • working capital ratio analysis

  • managing working capital to improve cash:

    • shorten receivable period

    • optimize inventory

    • extend payable terms smartly

  • cash conversion cycle improvement techniques

  • setting working capital KPIs for management

This module builds corporate-style finance controls.


✅ 6) Inventory & Stock Cash Control (Hidden Cash Drain)

Many Pakistani SMEs ignore inventory planning.

Learners will master:

  • inventory impact on cash flow

  • overstock vs stockouts effects

  • slow-moving stock and dead stock analysis

  • inventory turnover ratio understanding

  • linking sales forecasting with inventory planning

  • cost of holding inventory and cash blockage

  • basic inventory optimization strategy (SME level)

This module improves cash discipline through stock planning.


✅ 7) Liquidity Risk Management & Crisis Cash Planning

CFOs must manage cash risk and crisis.

Learners will learn:

  • early warning indicators of cash crisis

  • emergency cash plan:

    • delay non-critical expenses

    • freeze overheads

    • negotiate supplier payments

    • accelerate collections

  • liquidity buffers and reserve planning

  • short-term funding planning and repayment discipline

  • handling unexpected payments and business shocks

This module builds crisis management skills.


✅ 8) Funding Decisions & Debt Management (Cash & Loan Discipline)

Many SMEs borrow without planning, creating long-term cash damage.

Learners will master:

  • when to take loans and when not to

  • short-term vs long-term borrowing

  • loan repayment cash planning

  • managing bank relationships (basic discipline)

  • ensuring debt does not destroy cash flow

  • funding requirement planning for growth

This module supports CFO-style funding decisions.


✅ 9) Cash Flow Reporting Packs & Management Dashboards

CFOs report cash position to management regularly.

Learners will learn:

  • daily cash position reporting format

  • weekly cash forecast reporting

  • cash flow dashboard creation:

    • inflows and outflows summary

    • top receivables and pending collections

    • top payables and due payments

    • cash balance trend

  • working capital dashboard reporting

  • cash reporting for owner/CEO decision-making

This module builds executive reporting skills.


✅ 10) Practical Workshops & Cash Flow Case Studies (Implementation Focus)

This program includes:

  • weekly cash forecast preparation workshop

  • receivable and payable control simulation

  • working capital KPI dashboard workshop

  • inventory cash impact case studies

  • crisis cash plan simulation

  • final capstone project:
    ✅ build full cash flow management system for a case company (weekly forecast + working capital dashboard + action plan)

This makes learners job-ready cash flow managers.


🌟 Benefits of Completing Cash Flow & Working Capital Program

After completing this track, learners will gain:

  • ability to forecast cash like CFO finance teams

  • expertise in receivable recovery and payable management systems

  • working capital control skill to improve business stability

  • inventory cash control understanding

  • capability to manage liquidity risk and cash crises

  • ability to prepare cash dashboards and management packs

  • improved decision-making confidence for growth

This training creates real value and prevents business cash failures.


💼 Career Value + Business/Freelancing Value

✅ Career Value

This program prepares learners for:

  • Finance Manager (Cash Flow Focus)

  • Treasury & Cash Management Officer

  • Working Capital Analyst

  • FP&A Specialist (Cash Forecasting)

  • Finance Controller (SME)

  • CFO Track Candidate

Cash flow skill is a premium job differentiator.


✅ Business & Freelancing Value

After completing this course, learners can:

  • set up cash forecasting systems for SMEs

  • offer receivable and payable control consulting

  • provide weekly cash dashboards service

  • manage working capital improvement projects

  • generate recurring income by supporting multiple SMEs remotely


🧠 How We Guarantee Expertise (Practical Mastery System)

AMY Training Institute ensures mastery through:

✅ weekly cash forecast templates and practice
✅ AR/AP control systems and case studies
✅ working capital dashboards workshops
✅ inventory and cash cycle exercises
✅ capstone project:

  • complete working capital control system + cash plan

Learners become implementers, not certificate holders.


💻 100% Online Learning + Recorded Materials & Templates

This program is:

✅ 100% online
✅ flexible schedule
✅ accessible from Pakistan and worldwide

After completion, learners receive:

  • recorded lectures

  • weekly cash forecast templates

  • AR/AP control trackers

  • working capital KPI dashboards

  • inventory cash analysis sheets

  • case studies and solutions

  • revision notes and checklists


📜 Certification Value

Upon successful completion, learners receive:

✅ Professional Certificate in Cash Flow Management & Working Capital Control

Issued by AMY Training Institute

This certificate:

  • strengthens CV for finance manager and treasury roles

  • improves employability in Pakistan and UAE/GCC markets

  • adds credibility for freelancing cash planning services

  • proves CFO-level cash discipline competence


📞 Admissions, Fee & Further Queries

📱 WhatsApp: +971 585988151
📧 Email: anam@amybusinessconsulting.com

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